For-Profit Colleges
Jaden McGrath 2/1/19
Over the span of the last 15 years, students who attend schools that are known as "For-Profit colleges" have been taking out loans with horrifically high rates. And for most students who attend these schools, their path usually begins with an advertisement no matter how they come across it on the internet. In order to hook the students in, these advertisements include relatable and intriguing stories like a military veteran thinking about what he or she should do after coming home, an African American middle-aged man or woman stuck in a dead end job, or even a single mother who wants to be able to give her children better lives. Anything to manipulate or convince the students to want to attend to those colleges. Those ads catch the student's eye and plants the idea of going to that college right in their head. This may also lead to them calling the college or sending them an email to get a brochure for the college.
And for these students, it could prove very difficult to avoid seeing the ads because they are usually planted everywhere on the internet on multiple websites that those students might like to constantly visit. A former student once said, "They bugged the crap out of me." He would go on to say, "(They were) so persistent that there is no way I wouldn't have started." But even then, it wasn't just the persistent ads that drew students into their schools. The degree offerings that the colleges had also peaked and connected to students' interests with the potential to put them on a fast track to a much better job/career. Research has shown that for-profit colleges enroll single parents, black students, and older students disproportionately. Now on the surface, it seems like a good thing since it means that access to higher forms of education would increase. But the problem is that for-profit colleges tend to be more expensive, have low six-year graduation rates, and often lead to students taking out more loans than they probably even could.
Once students are accepted and given financial aid packages, they are sometimes encouraged to borrow more money than they probably even need. The schools claim that the extra money goes towards computers, audio equipment, and other things that could benefit the school in a positive way and to also set the students up on the way to be successful. And other times they claim it goes towards providing basic needs so that students could live on the campus of the colleges. But there are limits on how much students can borrow and how many times they can receive Pell Grants. And for people who borrowed money and were eager to pay off their debts , paperwork would often hold them back from doing so. Borrowers would claim that the paperwork was boring.
Not going to lie, I didn't care much for this article like I have been with the other ones. I mean I think the article is very well said and well explained, but I just don't care much about the topic at hand. It doesn't quite interest me like the 12 Basic Principals of Animation or the visual effects from Bumblebee did. But I did learn something at least. I did learn that some of the student's money went to financing the colleges's computers and other things.
I don't have any questions for this article. Like I said before, the article was very well explained and I was able to get the gist of it pretty well. I also agree with the article as well because it was written by professionals who specialize in these kinds of things and should definitely know what they are talking about. They definitely know more about this topic then I ever could. This isn't really tied to animation as much as planning your future. But that is also important because you want to make sure that you go to the college that is best suited for you.
Over the span of the last 15 years, students who attend schools that are known as "For-Profit colleges" have been taking out loans with horrifically high rates. And for most students who attend these schools, their path usually begins with an advertisement no matter how they come across it on the internet. In order to hook the students in, these advertisements include relatable and intriguing stories like a military veteran thinking about what he or she should do after coming home, an African American middle-aged man or woman stuck in a dead end job, or even a single mother who wants to be able to give her children better lives. Anything to manipulate or convince the students to want to attend to those colleges. Those ads catch the student's eye and plants the idea of going to that college right in their head. This may also lead to them calling the college or sending them an email to get a brochure for the college.
And for these students, it could prove very difficult to avoid seeing the ads because they are usually planted everywhere on the internet on multiple websites that those students might like to constantly visit. A former student once said, "They bugged the crap out of me." He would go on to say, "(They were) so persistent that there is no way I wouldn't have started." But even then, it wasn't just the persistent ads that drew students into their schools. The degree offerings that the colleges had also peaked and connected to students' interests with the potential to put them on a fast track to a much better job/career. Research has shown that for-profit colleges enroll single parents, black students, and older students disproportionately. Now on the surface, it seems like a good thing since it means that access to higher forms of education would increase. But the problem is that for-profit colleges tend to be more expensive, have low six-year graduation rates, and often lead to students taking out more loans than they probably even could.
Once students are accepted and given financial aid packages, they are sometimes encouraged to borrow more money than they probably even need. The schools claim that the extra money goes towards computers, audio equipment, and other things that could benefit the school in a positive way and to also set the students up on the way to be successful. And other times they claim it goes towards providing basic needs so that students could live on the campus of the colleges. But there are limits on how much students can borrow and how many times they can receive Pell Grants. And for people who borrowed money and were eager to pay off their debts , paperwork would often hold them back from doing so. Borrowers would claim that the paperwork was boring.
Not going to lie, I didn't care much for this article like I have been with the other ones. I mean I think the article is very well said and well explained, but I just don't care much about the topic at hand. It doesn't quite interest me like the 12 Basic Principals of Animation or the visual effects from Bumblebee did. But I did learn something at least. I did learn that some of the student's money went to financing the colleges's computers and other things.
I don't have any questions for this article. Like I said before, the article was very well explained and I was able to get the gist of it pretty well. I also agree with the article as well because it was written by professionals who specialize in these kinds of things and should definitely know what they are talking about. They definitely know more about this topic then I ever could. This isn't really tied to animation as much as planning your future. But that is also important because you want to make sure that you go to the college that is best suited for you.
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